QUARTER FOR 1099 CONTRACTORS
One client still meansyou're self-employed.
No employer withholding, no W-2 safety net. Quarter reserves federal, self-employment, and state tax the moment each 1099 payment lands, so nothing catches you off guard at filing time.
Monthly income
Safe to spend
$019.5% effective · TX · 2026 IRS brackets
Estimate only. Not tax advice.
Full calculatorNot a bank. Bank data via Plaid and SimpleFIN, read-only. We never move your money.
How we protect your moneyHOW IT WORKS FOR YOU
Your money, fully accounted for.
Quarter gives you one clear number on every deposit: exactly how much is safe to spend, with taxes already set aside.
Spend what you have. Reserve what you owe.
Quarter flags the tax slice on every deposit, automatically. When a great month comes in, you know exactly how much is yours to keep.
Your actual rate. Not a flat guess.
Real IRS brackets, self-employment tax, and your state rate applied to your actual income. No flat 30% over-saving at lower incomes or under-saving at higher ones.
Every deposit, already accounted for.
Your safe-to-spend updates the moment income lands. No spreadsheet to maintain, no quarterly catch-up. The number you need is always current.
Automatic on every deposit. No setup after your first connection.
See your real number.
No signup, no bank link. Enter your income and get your safe-to-spend in seconds. Estimates only. Not tax advice.
Total gross 1099 income for the year
Deductible business expenses (software, home office, mileage)
CA, NY, TX, FL, IL supported in v1.
Includes self-employment tax (15.3%) and the QBI deduction, every Quarter user is a freelancer or 1099 contractor, so this always applies.
Enter your income to see your number
Takes about 10 seconds
PRICING
Start free. Go deeper when you're ready.
The safe-to-spend calculator is always free. Upgrade to Quarter for automatic reserves and the full dashboard.
or $108/yr. Founders-25 lock: $54/yr for life.
- All Free features
- Auto tax reserve per deposit
- Full safe-to-spend dashboard
- Quarterly estimate reminders
- Stripe, Plaid, SimpleFIN sync
- Safe-harbor floor protection
Refund guarantee if v1 doesn't ship by Day 37
Estimates only. Not tax advice. Verify quarterly amounts with a tax professional.
GET STARTED
Your real number is one calculation away.
No account. No bank link. Enter your income and see your safe-to-spend in 30 seconds.